Category Archives: Retirement

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Ways To Know When It’s Time To Find Another Job

Information Week writer Sharon Gaudin interviewed career experts from Challenger Gray & Christmas, a global outplacement firm based in Chicago, and, online job posting leader, on the subject of knowing when to look for another job.

Here are the “ways to know when it may be time to move on” with quotes from the Gaudin’s article “5 Ways to Know When It’s Time to Find Another Job“:


1) Learning Has Stopped or Slowed Considerably

“If you’re no longer learning, the indication is that your time there is over. If you have a really good boss, it can be hard to leave that. But if you’ve learned everything you can from that company and that great boss, you’re not helping yourself by staying.”

2) There are Rumors that Your Company May be Acquired or Merge with Another Company

“Pay attention to the rumor mill when it’s about acquisitions, mergers and layoffs. Mergers and acquisitions are a real red flag that some of you will go, if not all of you.”

3) You Work with a “Toxic” Co-Worker

“If you see a company where people are not held accountable for things they do, both good and bad, you shouldn’t stay, they might as well not be giving you a computer because they’re not helping you do your job.”

4) You Have a Bad Relationship with Your Boss

” [If the relationship with your boss] is [not] solid at its core…you’re just not going to be in a position to get good raises, promotions and challenging and interesting work. If you feel like your job is at risk and you may be let go, instead of fearing and avoiding it, be proactive about looking…don’t wait.”

5) You are Underpaid and Overworked

“Many people took a job that paid less than they wanted but they just wanted a paycheck…if you’ve stayed with an employer for four or five years, you’ll probably find that you’re underpaid.” Suggested is going online and check out various salary surveys, looking specifically at your job level and geographical region.

5 Ways to Know When It’s Time to Find Another Job. [Information Week – Sharon Gaudin]


Career Hacker * * By Bill Inman *

Seven 2007 Job Trends

Here are “Seven Major Job Trends for 2007” by Matt Ferguson, CEO of

7 trends 2007

View the entire article with supporting statistics at:

 Seven Major Job Trends for 2007. [CareerBuilder – Matt Ferguson]


Career Hacker * * By Bill Inman *

Conventional Career Success Frustrates High Money Earners

Money Frustration“There are people who assumed that their hard work and conventional ‘success’ would leave them with no worries,” writes Matt Miller of Fortune Magazine. These people include doctors, accountants, engineers, lawyers, and Vice Presidents. The frustration of these individuals lies in the fact that there is seemingly no way for these to live with ‘unlimited’ means even with a large income. Is this attitude based in greed or are there deeper career challenges that limit our earnings potential and rewards even if we become a high money earner in the U.S.? Will we be able to retire early? Do we believe that a degree or advanced degree with carve a path towards financial freedom? Read the following article to learn more about this ‘bubbling’ frustration.

 Revolt of the Farily Rich. [Fortune – Matt Miller]
Career Hacker * * By Bill Inman

Can You Reach $5M in the Bank with a $45K a year salary?

401k.jpgFinancial freedom gives you more choices, like the choice to retire. But it seems ever elusive for most. Can a person go beyond simple financial security and save $5,000,000 within a 40 year career at a salary of $45,000  year?


  • 37 year career
  • $45,000 a year salary
  • 25% of salary contributed to a 401k plan
  • 6% company match
  • 4% salary growth a year
  • 10% annual return

Equals $5,000,000.

These may seem achievable (although the 25% savings plan may be high for most) and even likely for families who have a dual income and follow this plan. However, life’s suprises can become roadblocks in this plan. In any event, you can ‘improve your chances,’ as is outlined in the Money Magazine below, by:

  1. Building a cushion
  2. Not assuming your next egg’s value is locked in
  3. Re-assessing your progress periodically

37 years. $5 million. What could go wrong?. [Money Magazine – Walter Updegrave]